Finanzas

Calculadora de hipoteca mixta

Calcula una hipoteca con tramo fijo inicial y tramo variable con euríbor más diferencial.

Hipoteca mixta

711,22 €

Cuota inicial de hipoteca mixta calculada.

  • Cuota durante tramo fijo: 711,22 €.
  • Cuota estimada tras pasar a variable: 791,37 €.
  • Tipo fijo inicial: 2,5% durante 5 años.
  • Tipo variable estimado: euríbor 2,72% + diferencial 0,75% = 3,47%.
  • Intereses totales estimados: 100.085,01 €.

Cuadro de amortización completo

MesCuotaInterésCapitalPendiente
1711,22 €375,00 €336,22 €179.663,78 €
2711,22 €374,30 €336,92 €179.326,86 €
3711,22 €373,60 €337,62 €178.989,24 €
4711,22 €372,89 €338,32 €178.650,92 €
5711,22 €372,19 €339,03 €178.311,89 €
6711,22 €371,48 €339,73 €177.972,16 €
7711,22 €370,78 €340,44 €177.631,72 €
8711,22 €370,07 €341,15 €177.290,56 €
9711,22 €369,36 €341,86 €176.948,70 €
10711,22 €368,64 €342,57 €176.606,13 €
11711,22 €367,93 €343,29 €176.262,84 €
12711,22 €367,21 €344,00 €175.918,84 €
13711,22 €366,50 €344,72 €175.574,12 €
14711,22 €365,78 €345,44 €175.228,68 €
15711,22 €365,06 €346,16 €174.882,52 €
16711,22 €364,34 €346,88 €174.535,64 €
17711,22 €363,62 €347,60 €174.188,04 €
18711,22 €362,89 €348,33 €173.839,71 €
19711,22 €362,17 €349,05 €173.490,66 €
20711,22 €361,44 €349,78 €173.140,88 €
21711,22 €360,71 €350,51 €172.790,38 €
22711,22 €359,98 €351,24 €172.439,14 €
23711,22 €359,25 €351,97 €172.087,17 €
24711,22 €358,51 €352,70 €171.734,47 €
25711,22 €357,78 €353,44 €171.381,03 €
26711,22 €357,04 €354,17 €171.026,85 €
27711,22 €356,31 €354,91 €170.671,94 €
28711,22 €355,57 €355,65 €170.316,29 €
29711,22 €354,83 €356,39 €169.959,90 €
30711,22 €354,08 €357,13 €169.602,77 €
31711,22 €353,34 €357,88 €169.244,89 €
32711,22 €352,59 €358,62 €168.886,26 €
33711,22 €351,85 €359,37 €168.526,89 €
34711,22 €351,10 €360,12 €168.166,77 €
35711,22 €350,35 €360,87 €167.805,90 €
36711,22 €349,60 €361,62 €167.444,28 €
37711,22 €348,84 €362,38 €167.081,90 €
38711,22 €348,09 €363,13 €166.718,77 €
39711,22 €347,33 €363,89 €166.354,89 €
40711,22 €346,57 €364,64 €165.990,24 €
41711,22 €345,81 €365,40 €165.624,84 €
42711,22 €345,05 €366,17 €165.258,67 €
43711,22 €344,29 €366,93 €164.891,74 €
44711,22 €343,52 €367,69 €164.524,05 €
45711,22 €342,76 €368,46 €164.155,59 €
46711,22 €341,99 €369,23 €163.786,36 €
47711,22 €341,22 €370,00 €163.416,37 €
48711,22 €340,45 €370,77 €163.045,60 €
49711,22 €339,68 €371,54 €162.674,06 €
50711,22 €338,90 €372,31 €162.301,75 €
51711,22 €338,13 €373,09 €161.928,66 €
52711,22 €337,35 €373,87 €161.554,79 €
53711,22 €336,57 €374,65 €161.180,15 €
54711,22 €335,79 €375,43 €160.804,72 €
55711,22 €335,01 €376,21 €160.428,51 €
56711,22 €334,23 €376,99 €160.051,52 €
57711,22 €333,44 €377,78 €159.673,75 €
58711,22 €332,65 €378,56 €159.295,18 €
59711,22 €331,86 €379,35 €158.915,83 €
60711,22 €331,07 €380,14 €158.535,69 €
61791,37 €458,83 €332,54 €158.203,14 €
62791,37 €457,87 €333,51 €157.869,63 €
63791,37 €456,90 €334,47 €157.535,16 €
64791,37 €455,93 €335,44 €157.199,72 €
65791,37 €454,96 €336,41 €156.863,31 €
66791,37 €453,99 €337,38 €156.525,93 €
67791,37 €453,01 €338,36 €156.187,57 €
68791,37 €452,03 €339,34 €155.848,23 €
69791,37 €451,05 €340,32 €155.507,90 €
70791,37 €450,07 €341,31 €155.166,60 €
71791,37 €449,08 €342,30 €154.824,30 €
72791,37 €448,09 €343,29 €154.481,01 €
73791,37 €447,09 €344,28 €154.136,74 €
74791,37 €446,10 €345,28 €153.791,46 €
75791,37 €445,10 €346,28 €153.445,18 €
76791,37 €444,10 €347,28 €153.097,91 €
77791,37 €443,09 €348,28 €152.749,62 €
78791,37 €442,08 €349,29 €152.400,33 €
79791,37 €441,07 €350,30 €152.050,03 €
80791,37 €440,06 €351,32 €151.698,72 €
81791,37 €439,04 €352,33 €151.346,39 €
82791,37 €438,02 €353,35 €150.993,03 €
83791,37 €437,00 €354,37 €150.638,66 €
84791,37 €435,97 €355,40 €150.283,26 €
85791,37 €434,94 €356,43 €149.926,83 €
86791,37 €433,91 €357,46 €149.569,37 €
87791,37 €432,88 €358,49 €149.210,88 €
88791,37 €431,84 €359,53 €148.851,35 €
89791,37 €430,80 €360,57 €148.490,77 €
90791,37 €429,76 €361,62 €148.129,16 €
91791,37 €428,71 €362,66 €147.766,49 €
92791,37 €427,66 €363,71 €147.402,78 €
93791,37 €426,61 €364,76 €147.038,02 €
94791,37 €425,55 €365,82 €146.672,20 €
95791,37 €424,49 €366,88 €146.305,32 €
96791,37 €423,43 €367,94 €145.937,38 €
97791,37 €422,37 €369,01 €145.568,37 €
98791,37 €421,30 €370,07 €145.198,30 €
99791,37 €420,23 €371,15 €144.827,15 €
100791,37 €419,15 €372,22 €144.454,93 €
101791,37 €418,08 €373,30 €144.081,63 €
102791,37 €417,00 €374,38 €143.707,26 €
103791,37 €415,91 €375,46 €143.331,80 €
104791,37 €414,83 €376,55 €142.955,25 €
105791,37 €413,74 €377,64 €142.577,61 €
106791,37 €412,64 €378,73 €142.198,88 €
107791,37 €411,55 €379,83 €141.819,06 €
108791,37 €410,45 €380,93 €141.438,13 €
109791,37 €409,35 €382,03 €141.056,10 €
110791,37 €408,24 €383,13 €140.672,97 €
111791,37 €407,13 €384,24 €140.288,73 €
112791,37 €406,02 €385,35 €139.903,38 €
113791,37 €404,90 €386,47 €139.516,91 €
114791,37 €403,79 €387,59 €139.129,32 €
115791,37 €402,66 €388,71 €138.740,61 €
116791,37 €401,54 €389,83 €138.350,77 €
117791,37 €400,41 €390,96 €137.959,81 €
118791,37 €399,28 €392,09 €137.567,72 €
119791,37 €398,14 €393,23 €137.174,49 €
120791,37 €397,01 €394,37 €136.780,12 €
121791,37 €395,86 €395,51 €136.384,61 €
122791,37 €394,72 €396,65 €135.987,96 €
123791,37 €393,57 €397,80 €135.590,16 €
124791,37 €392,42 €398,95 €135.191,20 €
125791,37 €391,27 €400,11 €134.791,10 €
126791,37 €390,11 €401,27 €134.389,83 €
127791,37 €388,95 €402,43 €133.987,40 €
128791,37 €387,78 €403,59 €133.583,81 €
129791,37 €386,61 €404,76 €133.179,05 €
130791,37 €385,44 €405,93 €132.773,12 €
131791,37 €384,27 €407,11 €132.366,02 €
132791,37 €383,09 €408,28 €131.957,73 €
133791,37 €381,91 €409,47 €131.548,27 €
134791,37 €380,72 €410,65 €131.137,62 €
135791,37 €379,53 €411,84 €130.725,78 €
136791,37 €378,34 €413,03 €130.312,75 €
137791,37 €377,15 €414,23 €129.898,52 €
138791,37 €375,95 €415,43 €129.483,09 €
139791,37 €374,75 €416,63 €129.066,47 €
140791,37 €373,54 €417,83 €128.648,63 €
141791,37 €372,33 €419,04 €128.229,59 €
142791,37 €371,12 €420,26 €127.809,34 €
143791,37 €369,90 €421,47 €127.387,86 €
144791,37 €368,68 €422,69 €126.965,17 €
145791,37 €367,46 €423,91 €126.541,26 €
146791,37 €366,23 €425,14 €126.116,12 €
147791,37 €365,00 €426,37 €125.689,74 €
148791,37 €363,77 €427,61 €125.262,14 €
149791,37 €362,53 €428,84 €124.833,29 €
150791,37 €361,29 €430,08 €124.403,21 €
151791,37 €360,04 €431,33 €123.971,88 €
152791,37 €358,80 €432,58 €123.539,30 €
153791,37 €357,54 €433,83 €123.105,47 €
154791,37 €356,29 €435,09 €122.670,39 €
155791,37 €355,03 €436,34 €122.234,04 €
156791,37 €353,77 €437,61 €121.796,43 €
157791,37 €352,50 €438,87 €121.357,56 €
158791,37 €351,23 €440,14 €120.917,42 €
159791,37 €349,96 €441,42 €120.476,00 €
160791,37 €348,68 €442,70 €120.033,30 €
161791,37 €347,40 €443,98 €119.589,33 €
162791,37 €346,11 €445,26 €119.144,06 €
163791,37 €344,82 €446,55 €118.697,51 €
164791,37 €343,53 €447,84 €118.249,67 €
165791,37 €342,23 €449,14 €117.800,53 €
166791,37 €340,93 €450,44 €117.350,09 €
167791,37 €339,63 €451,74 €116.898,35 €
168791,37 €338,32 €453,05 €116.445,30 €
169791,37 €337,01 €454,36 €115.990,94 €
170791,37 €335,70 €455,68 €115.535,26 €
171791,37 €334,38 €456,99 €115.078,27 €
172791,37 €333,06 €458,32 €114.619,95 €
173791,37 €331,73 €459,64 €114.160,31 €
174791,37 €330,40 €460,97 €113.699,33 €
175791,37 €329,06 €462,31 €113.237,02 €
176791,37 €327,73 €463,65 €112.773,38 €
177791,37 €326,38 €464,99 €112.308,39 €
178791,37 €325,04 €466,33 €111.842,06 €
179791,37 €323,69 €467,68 €111.374,37 €
180791,37 €322,34 €469,04 €110.905,34 €
181791,37 €320,98 €470,39 €110.434,94 €
182791,37 €319,62 €471,76 €109.963,18 €
183791,37 €318,25 €473,12 €109.490,06 €
184791,37 €316,88 €474,49 €109.015,57 €
185791,37 €315,51 €475,86 €108.539,71 €
186791,37 €314,13 €477,24 €108.062,47 €
187791,37 €312,75 €478,62 €107.583,84 €
188791,37 €311,37 €480,01 €107.103,84 €
189791,37 €309,98 €481,40 €106.622,44 €
190791,37 €308,58 €482,79 €106.139,65 €
191791,37 €307,19 €484,19 €105.655,46 €
192791,37 €305,78 €485,59 €105.169,87 €
193791,37 €304,38 €486,99 €104.682,88 €
194791,37 €302,97 €488,40 €104.194,48 €
195791,37 €301,56 €489,82 €103.704,66 €
196791,37 €300,14 €491,23 €103.213,43 €
197791,37 €298,72 €492,66 €102.720,77 €
198791,37 €297,29 €494,08 €102.226,69 €
199791,37 €295,86 €495,51 €101.731,17 €
200791,37 €294,43 €496,95 €101.234,23 €
201791,37 €292,99 €498,38 €100.735,84 €
202791,37 €291,55 €499,83 €100.236,02 €
203791,37 €290,10 €501,27 €99.734,74 €
204791,37 €288,65 €502,72 €99.232,02 €
205791,37 €287,19 €504,18 €98.727,84 €
206791,37 €285,73 €505,64 €98.222,20 €
207791,37 €284,27 €507,10 €97.715,10 €
208791,37 €282,80 €508,57 €97.206,53 €
209791,37 €281,33 €510,04 €96.696,49 €
210791,37 €279,86 €511,52 €96.184,97 €
211791,37 €278,38 €513,00 €95.671,97 €
212791,37 €276,89 €514,48 €95.157,49 €
213791,37 €275,40 €515,97 €94.641,52 €
214791,37 €273,91 €517,46 €94.124,05 €
215791,37 €272,41 €518,96 €93.605,09 €
216791,37 €270,91 €520,46 €93.084,63 €
217791,37 €269,40 €521,97 €92.562,66 €
218791,37 €267,89 €523,48 €92.039,18 €
219791,37 €266,38 €525,00 €91.514,18 €
220791,37 €264,86 €526,52 €90.987,66 €
221791,37 €263,33 €528,04 €90.459,62 €
222791,37 €261,81 €529,57 €89.930,06 €
223791,37 €260,27 €531,10 €89.398,96 €
224791,37 €258,74 €532,64 €88.866,32 €
225791,37 €257,19 €534,18 €88.332,14 €
226791,37 €255,65 €535,73 €87.796,41 €
227791,37 €254,10 €537,28 €87.259,14 €
228791,37 €252,54 €538,83 €86.720,31 €
229791,37 €250,98 €540,39 €86.179,92 €
230791,37 €249,42 €541,95 €85.637,96 €
231791,37 €247,85 €543,52 €85.094,44 €
232791,37 €246,28 €545,10 €84.549,34 €
233791,37 €244,70 €546,67 €84.002,67 €
234791,37 €243,12 €548,26 €83.454,41 €
235791,37 €241,53 €549,84 €82.904,57 €
236791,37 €239,94 €551,43 €82.353,14 €
237791,37 €238,34 €553,03 €81.800,11 €
238791,37 €236,74 €554,63 €81.245,48 €
239791,37 €235,14 €556,24 €80.689,24 €
240791,37 €233,53 €557,85 €80.131,40 €
241791,37 €231,91 €559,46 €79.571,94 €
242791,37 €230,29 €561,08 €79.010,86 €
243791,37 €228,67 €562,70 €78.448,16 €
244791,37 €227,04 €564,33 €77.883,83 €
245791,37 €225,41 €565,96 €77.317,86 €
246791,37 €223,77 €567,60 €76.750,26 €
247791,37 €222,13 €569,25 €76.181,02 €
248791,37 €220,48 €570,89 €75.610,12 €
249791,37 €218,83 €572,54 €75.037,58 €
250791,37 €217,17 €574,20 €74.463,38 €
251791,37 €215,51 €575,86 €73.887,51 €
252791,37 €213,84 €577,53 €73.309,98 €
253791,37 €212,17 €579,20 €72.730,78 €
254791,37 €210,49 €580,88 €72.149,90 €
255791,37 €208,81 €582,56 €71.567,34 €
256791,37 €207,13 €584,25 €70.983,10 €
257791,37 €205,44 €585,94 €70.397,16 €
258791,37 €203,74 €587,63 €69.809,53 €
259791,37 €202,04 €589,33 €69.220,20 €
260791,37 €200,33 €591,04 €68.629,16 €
261791,37 €198,62 €592,75 €68.036,41 €
262791,37 €196,91 €594,46 €67.441,94 €
263791,37 €195,19 €596,18 €66.845,76 €
264791,37 €193,46 €597,91 €66.247,85 €
265791,37 €191,73 €599,64 €65.648,21 €
266791,37 €190,00 €601,38 €65.046,83 €
267791,37 €188,26 €603,12 €64.443,71 €
268791,37 €186,51 €604,86 €63.838,85 €
269791,37 €184,76 €606,61 €63.232,24 €
270791,37 €183,00 €608,37 €62.623,87 €
271791,37 €181,24 €610,13 €62.013,74 €
272791,37 €179,48 €611,90 €61.401,85 €
273791,37 €177,71 €613,67 €60.788,18 €
274791,37 €175,93 €615,44 €60.172,74 €
275791,37 €174,15 €617,22 €59.555,51 €
276791,37 €172,36 €619,01 €58.936,51 €
277791,37 €170,57 €620,80 €58.315,70 €
278791,37 €168,78 €622,60 €57.693,11 €
279791,37 €166,97 €624,40 €57.068,71 €
280791,37 €165,17 €626,21 €56.442,50 €
281791,37 €163,35 €628,02 €55.814,48 €
282791,37 €161,54 €629,84 €55.184,64 €
283791,37 €159,71 €631,66 €54.552,98 €
284791,37 €157,89 €633,49 €53.919,50 €
285791,37 €156,05 €635,32 €53.284,18 €
286791,37 €154,21 €637,16 €52.647,02 €
287791,37 €152,37 €639,00 €52.008,01 €
288791,37 €150,52 €640,85 €51.367,16 €
289791,37 €148,67 €642,71 €50.724,45 €
290791,37 €146,81 €644,57 €50.079,88 €
291791,37 €144,94 €646,43 €49.433,45 €
292791,37 €143,07 €648,30 €48.785,14 €
293791,37 €141,19 €650,18 €48.134,96 €
294791,37 €139,31 €652,06 €47.482,90 €
295791,37 €137,42 €653,95 €46.828,95 €
296791,37 €135,53 €655,84 €46.173,11 €
297791,37 €133,63 €657,74 €45.515,37 €
298791,37 €131,73 €659,64 €44.855,72 €
299791,37 €129,82 €661,55 €44.194,17 €
300791,37 €127,91 €663,47 €43.530,70 €
301791,37 €125,99 €665,39 €42.865,31 €
302791,37 €124,06 €667,31 €42.198,00 €
303791,37 €122,13 €669,25 €41.528,76 €
304791,37 €120,19 €671,18 €40.857,57 €
305791,37 €118,25 €673,12 €40.184,45 €
306791,37 €116,30 €675,07 €39.509,38 €
307791,37 €114,35 €677,03 €38.832,35 €
308791,37 €112,39 €678,99 €38.153,36 €
309791,37 €110,42 €680,95 €37.472,41 €
310791,37 €108,45 €682,92 €36.789,49 €
311791,37 €106,47 €684,90 €36.104,59 €
312791,37 €104,49 €686,88 €35.417,71 €
313791,37 €102,50 €688,87 €34.728,84 €
314791,37 €100,51 €690,86 €34.037,98 €
315791,37 €98,51 €692,86 €33.345,12 €
316791,37 €96,51 €694,87 €32.650,25 €
317791,37 €94,50 €696,88 €31.953,37 €
318791,37 €92,48 €698,89 €31.254,48 €
319791,37 €90,46 €700,92 €30.553,56 €
320791,37 €88,43 €702,95 €29.850,62 €
321791,37 €86,39 €704,98 €29.145,64 €
322791,37 €84,35 €707,02 €28.438,62 €
323791,37 €82,31 €709,07 €27.729,55 €
324791,37 €80,25 €711,12 €27.018,43 €
325791,37 €78,20 €713,18 €26.305,25 €
326791,37 €76,13 €715,24 €25.590,01 €
327791,37 €74,06 €717,31 €24.872,70 €
328791,37 €71,99 €719,39 €24.153,31 €
329791,37 €69,90 €721,47 €23.431,84 €
330791,37 €67,82 €723,56 €22.708,28 €
331791,37 €65,72 €725,65 €21.982,63 €
332791,37 €63,62 €727,75 €21.254,88 €
333791,37 €61,52 €729,86 €20.525,02 €
334791,37 €59,40 €731,97 €19.793,05 €
335791,37 €57,28 €734,09 €19.058,96 €
336791,37 €55,16 €736,21 €18.322,75 €
337791,37 €53,03 €738,34 €17.584,41 €
338791,37 €50,89 €740,48 €16.843,93 €
339791,37 €48,75 €742,62 €16.101,30 €
340791,37 €46,60 €744,77 €15.356,53 €
341791,37 €44,44 €746,93 €14.609,60 €
342791,37 €42,28 €749,09 €13.860,51 €
343791,37 €40,11 €751,26 €13.109,25 €
344791,37 €37,94 €753,43 €12.355,82 €
345791,37 €35,76 €755,61 €11.600,20 €
346791,37 €33,57 €757,80 €10.842,40 €
347791,37 €31,38 €759,99 €10.082,41 €
348791,37 €29,18 €762,19 €9320,22 €
349791,37 €26,97 €764,40 €8555,82 €
350791,37 €24,76 €766,61 €7789,21 €
351791,37 €22,54 €768,83 €7020,38 €
352791,37 €20,32 €771,06 €6249,32 €
353791,37 €18,09 €773,29 €5476,03 €
354791,37 €15,85 €775,52 €4700,51 €
355791,37 €13,60 €777,77 €3922,74 €
356791,37 €11,35 €780,02 €3142,72 €
357791,37 €9,10 €782,28 €2360,44 €
358791,37 €6,83 €784,54 €1575,90 €
359791,37 €4,56 €786,81 €789,09 €
360791,37 €2,28 €789,09 €0,00 €

Cálculo orientativo para pruebas y simulaciones. Revisa normativa, condiciones bancarias o asesoría profesional en casos reales.

Calculadora de hipoteca mixta

Simula una hipoteca mixta con años de tipo fijo, euríbor, diferencial, capital y plazo total. Es útil para comparar ofertas con primeros años estables y una segunda fase variable.

Calculadora de hipoteca mixta está pensada para obtener una primera lectura clara antes de tomar una decisión, preparar una demo o documentar un flujo financiero. El valor está en poder cambiar importes, plazos, tipos o porcentajes y ver al momento cómo se mueve el resultado.

Cuándo usar esta herramienta

  • Pruebas de formularios, CRM, ERP, facturación, checkout y documentación.
  • Estimaciones rápidas de importes, cuotas, retenciones y escenarios financieros.
  • Validación local sin enviar datos sensibles al servidor.

Limitaciones

Los validadores comprueban formato o algoritmos matemáticos. Las calculadoras fiscales, laborales y bancarias son orientativas y no sustituyen normativa oficial, contratos bancarios ni asesoramiento profesional.

En importes de vivienda, impuestos, pensiones, autónomos o inversión, pequeñas variaciones en tipos, bases, comisiones o plazos pueden cambiar mucho el resultado. Por eso cada cálculo incluye detalles y herramientas relacionadas para contrastar escenarios cercanos sin empezar desde cero.

Preguntas frecuentes

¿Para qué sirve Calculadora de hipoteca mixta?

Simula una hipoteca mixta con años de tipo fijo, euríbor, diferencial, capital y plazo total. Es útil para comparar ofertas con primeros años estables y una segunda fase variable.

¿El resultado es vinculante?

No. Es una herramienta orientativa para pruebas, simulaciones y documentación. En cálculos fiscales, bancarios o laborales revisa el caso real.

¿Se envían los datos al servidor?

No. El cálculo se ejecuta en el navegador y GeneraTodo no almacena los importes introducidos.